Advanced Modality Insurance Coverage for Estheticians


Introducing Optional Advanced Modality Insurance Coverage for ASCP Members

Exclusively available to ASCP members, we are offering advanced modality coverage through our insurance partner Allied Professionals Insurance Company. ASCP members who have advanced their education are able to apply for affordable advanced modality insurance coverage. This will be a supplement to the comprehensive policy included with ASCP membership.

If interested, ASCP members can simply fill out an application form to start the process of adding the additional coverage. Applicants will be subject to an underwriting and review process. This is usually a relatively quick process, however, please allow 2-3 business days. 

How do I apply for this coverage?

ASCP members with advanced education can now apply here.

Not yet an ASCP member? Join online today, then you'll be able to apply for this advanced coverage.

How much does it cost?

There are two pricing levels:

  • Premier packages require a signed informed consent form from every client for every new treatment performed.
  • Elite packages require a signed informed consent form and a signed arbitration form from every client for every new treatment performed.

If selecting multiple options, you will be charged for the highest line item, plus $125 for Premier/$100 for Elite for each additional modality.

Calculate your cost by selecting your options below!

  Premier Elite
Pigment Procedures    
Microblading $717 $612
Permanent Makeup and/or Permanent Makeup Removal (saline only) $792 $672
Advanced Pigment Procedures (scar camouflage, scalp re-pigmentation, cheek blush, Permanent Makeup Removal -acid based)
Requires Permanent Makeup coverage
$300 $240
Laser/Light Energy Procedures    
Laser Hair Removal    
Initial year of Coverage $1,100 $919
Subsequent years of Coverage $1,242 $1,032
Advanced Laser Services and/or IPL    
Initial year of Coverage $1,403 $1,161
Subsequent years of Coverage $1,592 $1,312
*Note: The initial year rates for Laser/Light Energy Procedures apply to any prorated partial year and your first full year of coverage.
Other Esthetic Procedures    
Advanced Esthetic Services: Esthetic peels up to 40%, electrology, needling/collagen induction therapy, non-invasive ultrasound, and hand-held cryotherapy, and LED Facials (15+Joules of energy) $692 $592
Esthetic Classic Services: Body contouring, cellulite reduction, radio frequency, high frequency, and cryolipolysis/Coolsculpting $892 $752
Total Cost $0 $0

How do I know if this coverage is right for me?

If you can answer “yes” to the following three questions, you may be eligible for this advanced coverage:

  • Do I have proof of advanced training that I have taken in one or more of these modalities?
  • Am I practicing these modalities within the scope of practice authorized by the state in which I work?
  • Am I an ASCP member, or do I plan to be?

For information on advanced modality scope of practice by state, ASCP members can go to

Sample Forms


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