Microblading Insurance

Semi-Permanent Makeup: Microblading

 

Microblading insurance is available exclusively to ASCP members who are certified or trained in semipermanent cosmetic tattoo procedures for the eyebrows. This is a supplement to the comprehensive liability policy included with ASCP membership.

ASCP members can simply fill out an application form to start the process of adding microblading insurance. Want to know more about ASCP member benefits? Find out how you can become an ASCP member today and apply for microblading insurance.

HOW DO I KNOW IF MICROBLADING COVERAGE IS RIGHT FOR ME?

If you can answer yes to the following three questions, you may be eligible for this advanced coverage:

  • Do you have proof that you have taken training in microblading?
  • Are you practicing microblading within the scope of practice authorized by the state in which you work?
  • Are you an ASCP member, or do you plan to be?

For information on scope of practice by state, ASCP members can go to the Advanced Esthetic State Regulation Info page.

HOW MUCH DOES MICROBLADING INSURANCE COST?

Discounted microblading insurance is a benefit of ASCP membership. Upon acceptance of your ASCP Advanced Modality Insurance (AMI) application, you will be billed separately by Allied Professionals Insurance Company. You have the opportunity to pay in full, or in four quarterly installments. If you choose to pay in quarterly installments, you will incur a $10 service charge per payment.

Choose your pricing level:

  • Premier: Requires a signed informed consent form from every client for every new treatment performed.
  • Elite: Requires a signed informed consent form and a signed arbitration form from every client for every new treatment performed. (SAMPLES: Informed Consent; Arbitration Agreement)

Calculate your cost by selecting your options below!

 

* If selecting multiple modalities, you will be charged for the highest line item, plus $125 for Premier/$100 for Elite for each additional modality.

 

  Premier Elite
Pigment Procedures    
Microblading $592 $512
Permanent Makeup and/or Permanent Makeup Removal (saline only) $667 $572
Advanced Pigment Procedures (scar camouflage, scalp re-pigmentation, cheek blush, Permanent Makeup Removal -acid based)
Requires Permanent Makeup coverage
$300 $240
Laser/Light Energy Procedures    
Laser Hair Removal $1,210 $1,010
Advanced Laser Services and/or IPL $1,543 $1,277
Advanced Esthetic Services    
Esthetic peels up to 40%, electrology, needling/collagen induction therapy, non-invasive ultrasound, and hand-held cryotherapy, LED Facials (15+Joules of energy), Body contouring, cellulite reduction, radio frequency, high frequency, and cryolipolysis (not including Coolsculpting) $792 $672
Coolsculpting N/A* $922
Total Cost $0 $0

* Coolsculpting is only available at the Elite pricing level.
Pricing effective for start dates on or after 1/1/2024.

 

HOW DO I APPLY FOR MICROBLADING INSURANCE COVERAGE?

ASCP members with advanced education can apply for microblading coverage here.

Not yet an ASCP member? Join online today, and you’ll be eligible to apply for microblading insurance.

FAQs

Microblading is a semipermanent cosmetic tattoo procedure that fills in sparse eyebrows by placing pigment into the skin. The technician uses a microblade, a hand tool consisting of a tight needle grouping of 7–18 needles. These needles are so thin they mimic the look of brow hairs by creating thin scratches on the skin, into which pigment is then deposited. An actual blade or scalpel should never be used, as they are considered medical devices and are not legally allowed to be used by estheticians in this process.

Each state has different rules and regulations. Some states require a tattoo license, while other states require training and certification under an esthetician or cosmetology license. It is not uncommon to apprentice before working on the public. In all states, proper training with hands-on experience should be obtained. Hands-on experience includes live models as well as practice skins.

Microblading is different from traditional tattooing in that each hair stroke is drawn in one by one, creating a more natural look than solidly filled eyebrow tattoos. During the initial microblading procedure, the skin will be saturated with pigment and will swell. As the skin heals, it may reject some of the pigment. A second appointment will be necessary to fill in those areas that show less color. Once the tissue has completely healed, in about 4–8 weeks, the first touchup appointment can occur. To keep microblading fresh and maintain desired results, your client should return every two to three years.

Each state has varying rules and regulations. As long as you are working within your state scope of practice and also carry an esthetic or cosmetology license, you are eligible for coverage.

For information on scope of practice by state, ASCP members can go to the Advanced Esthetics State Regulation Info page.

Whether you are performing microblading only or other permanent makeup procedures, we’ve got you covered. Indicate all the procedures you are performing on your application to be sure you’re covered.

Since powder brow and ombre brow incorporate the use of a PMU device, permanent makeup should be included on your application. If bundling permanent makeup with your microblading insurance, the cost for microblading will be discounted to $0 and rolled into your permanent makeup coverage.

ASCP’s microblading insurance provides coverage for semipermanent cosmetic tattoo of the eyebrows with a needle grouping. Additional permanent makeup procedures like eyeliner, lip liner, lip blushing, tattoo eyebrows, beauty marks, areola restoration, and permanent makeup removal with saline can be added to your coverage at a bundled rate.

If bundling permanent makeup with your microblading insurance, the cost for microblading will be discounted to $0 and rolled into your permanent makeup coverage.

SAMPLE FORMS

QUESTIONS?

Call 800-789-0411 or email us at ami@ascpskincare.com.

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