Eyelash Extension Insurance

 

Smart lash technicians and eyelash extension artists know that being named in a lawsuit is not worth risking your career. In this sue-happy age, it’s expensive to defend yourself even when you’ve done nothing wrong. Why chance it when excellent insurance protection is so affordable?

Liability Insurance for Lash Technicians & Skin Care Professionals

Associated Skin Care Professionals (ASCP) offers protection with the industry’s best value in liability insurance coverage for skin care professionals who perform eyelash extensions or other lash and brow services.

For only $259 per year, you receive:

  • $6 million total per policy year (for YOU, not shared with other professionals)
  • $2 million per occurrence
  • Covers professional, general, and product liability
  • Covers you wherever you work, no matter how many settings
JOIN NOW

The ASCP Difference

Not all eyelash extension insurance policies are the same. We’ve done our homework to determine how our eyelash extension insurance policy stands up to other policies out there—here are a few key differences:

Eyelash Extension Insurance Policy Comparison

Highest Available Limits in the industry

ASCP: With an annual aggregate of $6 million you’re covered for professional liability (malpractice), general liability (slip and fall), and product liability (products you use on a client or sell to them).

Competitors: Other companies will only cover you for up to $2 million.

Competitive Pricing

ASCP: Even with the highest available limits in the industry, we also offer competitive pricing at $259—especially when you consider the marketing materials, discounts, and other benefits that come with your annual membership.

Competitors: Many policies can be upward of $900 per year, and that’s just for the insurance policy.

No Charge for Additional Insured Endorsements (AIEs)

ASCP: If your landlord or owner of your suite requests they be added to your policy, there is no additional fee to do so.

Competitors: Other companies charge $10–$25 per AIE.

No Shared Aggregate

ASCP: ASCP’s eyelash extension insurance coverage is per member, per year—that means it’s yours alone, and you can rest assured it will be there for you if needed.

Competitors: Other companies share the total coverage amount among all their members, which leads to the risk that it may be used up by other members before you file a claim.

Occurrence Form Coverage

An important distinction in liability insurance is whether it’s occurrence form or claims-made. Some insurers offer the less protective claims-made option. Many lawsuits aren’t filed until the statute of limitations is about to expire, as much as two years after the incident. Occurrence form coverage means the practitioner who is no longer working, or is taking a break from the workplace, still has coverage even if they’ve allowed their insurance to lapse, as long as the incident occurred during the period of their coverage. Claims-made policies, however, cover practitioners only while the policy is in effect, which means an expired policy and a late claim could leave you vulnerable. To avoid this risk, ASCP offers eyelash extension artists occurrence form coverage.

Coverage Wherever You Go

Whether you serve clients in one location or many, you’re covered.

Coverage In All 50 States

ASCP: ASCP’s policy is valid anywhere in the United States.

Competitors: Other companies only offer policies in a select number of states. Should you relocate, your policy moves with you.

Why Choose ASCP’s Eyelash Extension Liability Insurance

Bottom line: ASCP’s liability insurance package for eyelash extension artists is comprehensively tailored to meet YOUR needs. Sure, you can find bare-bones insurance coverage elsewhere. But are you sure you’re fully protected? If you do experience a claim, you can expect knowledgeable, empathetic assistance from ASCP to help expedite rapid resolution of your claim. Fact is, just knowing your ASCP team is ready and able to support you lets you focus on what’s most important—building a successful career.

Frequently Asked Questions

Eyelash extensions are a cosmetic procedure that applies individual faux mink, synthetic, or silk fiber strands to your natural lashes. The fibers are applied one by one using a specially formulated, semi-permanent glue.

Eyelash extensions can last up to 6 weeks or for the length of the hair’s growth cycle. Since each fiber is attached to an individual hair, they will fall out with the natural eyelash. To extend the life of lash extensions, the client should avoid aggressive cleansers or makeup removers around the eyes and use a lash conditioner. A lash fill will be needed every 3 weeks to fill sparse areas.

Every state has different rules and regulations. If you are operating in a state that does not require an esthetics license or cosmetology license to perform eyelash extensions and have proof of training, you may still be eligible for ASCP membership. In all states, proper training with hands-on experience should be obtained. Contact us at 800-789-0411 to see how you can become a member today!

For a summarized version of state requirements for skin care and esthetician licensing as well as state board contact information and legislative updates, visit our State Board Information Page.

Whether you are performing eyelash extensions, eyelash tinting and brow tinting, or lash lifting/perming, as long as you are working within your state scope of practice, you are covered! ASCP’s occurrence form liability policy covers you in case a client sues.

For a summarized version of state requirements for skin care and esthetician licensing as well as state board contact information and legislative updates, visit our State Board Information Page.

Many professionals choose to make a career in eyelash extensions alone with no interest in studying to be a hairstylist or esthetician. However, in most states an esthetics or cosmetology license is required to perform this service.

Every state has different rules and regulations. If you are operating in a state that does not require an esthetics license or cosmetology license to perform eyelash extensions and have proof of training, you may still be eligible for ASCP membership. In all states, proper training with hands-on experience should be obtained. Contact us at 800-789-0411 to see how you can become a member today!

Whether you apply by mail, fax, phone, or online, your membership and insurance will go into effect the day after we receive your completed application and verify your training. It will be in effect for one full year from that date.

Start enjoying the benefits of ASCP membership today!

JOIN NOW

Note: The insurance coverage descriptions above are illustrative only. Refer to a copy of the policy for specific coverages, limitations, exclusions, terms, and conditions. This insurance information is provided by our insurance agent and the insurance company underwriting our program and is not a contract; it is a partial illustration of benefits, conditions, limitations, and exclusions. In the event that there is confusion or conflict between the policy language and any information provided, the policy language shall control.

Please note: We have recently updated our Privacy Policy and Terms of Use. Learn more...