Microneedling Insurance for Estheticians


Professional liability insurance for microneedling protects you, the esthetician, in case a client sues. ASCP members who are microneedling at a depth greater than 0.3mm have access to optional microneedling insurance coverage as well as other advanced modalities like permanent makeup and radio frequency. This is a supplement to the comprehensive liability policy included with ASCP membership.

If interested, ASCP members can simply fill out this microneedling insurance application form to start the process of adding microneedling insurance. Want to know more about ASCP member benefits? Find out how you can become a member today and apply for microneedling insurance.


If you can answer yes to the following three questions, you may be eligible for this advanced coverage:

  • Do you have proof that you have taken training in microneedling?
  • Are you practicing microneedling within the scope of practice authorized by the state in which you work?
  • Are you an ASCP member, or do you plan to be?

For information on scope of practice by state, ASCP members can go to the Advanced Esthetic State Regulation Info page.


Discounted microneedling insurance is a benefit of ASCP membership. Upon acceptance of your ASCP Advanced Modality Insurance (AMI) application, you will be billed separately by Allied Professionals Insurance Company. You have the opportunity to pay in full, or in four quarterly installments. If you choose to pay in quarterly installments, you will incur a $10 service charge per payment.

Choose your pricing level:

  • Premier: Requires a signed informed consent form from every client for every new treatment performed.
  • Elite: Requires a signed informed consent form and a signed arbitration form from every client for every new treatment performed. (SAMPLES: Informed Consent; Arbitration Agreement)

Calculate your cost by selecting your options below!
* If selecting multiple modalities, you will be charged for the highest line item, plus $125 for Premier/$100 for Elite for each additional modality.

  Premier Elite
Pigment Procedures    
Microblading $592 $512
Permanent Makeup and/or Permanent Makeup Removal (saline only) $667 $572
Advanced Pigment Procedures (scar camouflage, scalp re-pigmentation, cheek blush, Permanent Makeup Removal -acid based)
Requires Permanent Makeup coverage
$300 $240
Laser/Light Energy Procedures    
Laser Hair Removal $1,210 $1,010
Advanced Laser Services and/or IPL $1,543 $1,277
Advanced Esthetic Services    
Esthetic peels up to 40%, electrology, needling/collagen induction therapy, non-invasive ultrasound, and hand-held cryotherapy, LED Facials (15+Joules of energy), Body contouring, cellulite reduction, radio frequency, high frequency, and cryolipolysis (not including Coolsculpting) $792 $672
Coolsculpting N/A* $922
Total Cost $0 $0

* Coolsculpting is only available at the Elite pricing level.
Pricing effective for start dates on or after 1/1/2024.


ASCP members with advanced esthetician education can apply for microneedling coverage here.

Not yet an ASCP member? JoinBecome and ASCP member today, and you’ll be eligible to apply for microneedling insurance.


Microneedling is also referred to as needling, micro-channeling, and collagen induction therapy. Microneedling inserts tiny needles into the skin to stimulate the body’s natural wound healing response. These micro channels then fill with new collagen, elastin, and hyaluronic acid, leaving the skin looking plump, pink, and glowing for weeks. The depth of needle penetration is dependent on several factors, including skin condition and state scope of practice.

Whether you can perform microneedling is dependent on your state board rules and regulations. Many states do not address microneedling, and it is best to contact your state board and get clarification from them, in writing, that this procedure can be performed by an esthetician.

For the states that do regulate microneedling, standards have been set which limit the scope of performance such as needle depth and whether you need a medical director. For those states that require a medical directorship, regulation falls under the medical board, nursing board, or board of health. For information on scope of practice by state, ASCP members can go to the Advanced Esthetics State Regulation Info page.

ASCP’s professional level membership covers you for microneedling and nano-needling to a depth of 0.3mm as long as this is within your state scope of practice. If you are working at a depth deeper than 0.3mm, you will need to add additional microneedling insurance coverage to your professional membership policy.

Whether you are using radio frequency for skin tightening, electrodessication, or an RF microneedling device, we’ve got you covered. Coverage for radio frequency can be added to your policy at no additional cost as long as you are working within your state scope of practice and have proof of training.

For information on scope of practice by state, ASCP members can go to the Advanced Esthetics State Regulation Info page.

BB Glow™ is a semipermanent skin treatment that involves needling a pigmented vitamin serum into the skin. Whether you are needling down to a depth of 0.3mm or greater, we’ve got you covered.

Microneedling to depths of 0.3mm or less are covered by ASCP’s professional membership base policy and does not require additional coverage. ASCP’s microneedling insurance provides coverage for estheticians needling to depths greater than 0.3mm.



Call 800-789-0411 or email us at ami@ascpskincare.com.

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