Laser Hair Removal Insurance for Technicians
Laser hair removal insurance is available exclusively to ASCP members who are certified or trained in laser/light energy procedures such as alexandrite, diode, and Nd:YAG lasers. This is a supplement to the comprehensive liability policy included with ASCP membership.
ASCP members can simply fill out an application form to start the process of adding laser hair removal insurance. Want to know more about ASCP member benefits? Find out how you can become an ASCP member today and apply for laser hair removal insurance.
HOW DO I KNOW IF LASER HAIR REMOVAL COVERAGE IS RIGHT FOR ME?
If you can answer yes to the following three questions, you may be eligible for this advanced coverage:
- Do you have proof that you have taken training in laser hair removal?
- Are you practicing laser hair removal within the scope of practice authorized by the state in which you work?
- Are you an ASCP member, or do you plan to be?
For information on scope of practice by state, ASCP members can go to the Advanced Esthetic State Regulation Info page.
HOW MUCH DOES LASER HAIR REMOVAL INSURANCE COST?
Discounted laser hair removal insurance is a benefit of ASCP membership. Upon acceptance of your ASCP Advanced Modality Insurance (AMI) application, you will be billed separately by Allied Professionals Insurance Company. You have the opportunity to pay in full, or in four quarterly installments. If you choose to pay in quarterly installments, you will incur a $10 service charge per payment. Prorated policies are not eligible for installments.
Choose your pricing level:
- Premier: Requires a signed informed consent form from every client for every new treatment performed.
- Elite: Requires a signed informed consent form and a signed arbitration form from every client for every new treatment performed. (SAMPLES: Informed Consent; Arbitration Agreement)
Calculate your insurance cost by selecting your options below!
* If selecting multiple modalities, you will be charged for the highest line item, plus $125 for Premier/$100 for Elite for each additional modality.
|Permanent Makeup and/or Permanent Makeup Removal (saline only)||$667||$572|
|Advanced Pigment Procedures (scar camouflage, scalp re-pigmentation, cheek blush, Permanent Makeup Removal -acid based)
Requires Permanent Makeup coverage
|Laser/Light Energy Procedures|
|Laser Hair Removal||$1,100||$918|
|Advanced Laser Services and/or IPL||$1,403||$1,161|
|Advanced Esthetic Services|
|Esthetic peels up to 40%, electrology, needling/collagen induction therapy, non-invasive ultrasound, and hand-held cryotherapy, LED Facials (15+Joules of energy), Body contouring, cellulite reduction, radio frequency, high frequency, and cryolipolysis/Coolsculpting||$792||$672|
HOW DO I APPLY FOR LASER HAIR REMOVAL INSURANCE COVERAGE?
ASCP members with advanced education can apply for laser hair removal coverage here.
Not yet an ASCP member? Join online today, and you’ll be eligible to apply for laser hair removal insurance.
Laser Hair Removal FAQs
Laser hair removal is a semi-permanent method of hair removal. A concentrated beam of light is aimed at the hair. The pigment in the hair absorbs the light, which then damages the follicle. This impedes future growth. Results can vary widely from person to person, and there are multiple variables that affect laser hair removal outcome such as skin color, hair color, laser device used, the wavelength used, and treatment timing, etc.
The lasers used to treat unwanted hair growth traditionally include the 755 nm alexandrite laser, the 800 nm diode laser, and the 1064 nm Nd:YAG.
The use of laser/light energy procedures is considered a medical practice in most states, and the use of these devices is limited to licensed physicians. Each state has its own rules and regulations as to whether an esthetician can perform these treatments—either under the delegation of a physician or at all.
Check with your state board before performing this procedure, and be sure you have the proper training and medical director oversight. If laser hair removal is within your scope of practice, additional training is not hard to find. Be sure your training program provides a minimum of 30 hours, includes theory and hands-on training, and results in a certificate of completion.
Each state has varying rules and regulations. If you carry an esthetic or cosmetology license and are working within your state scope of practice, you are eligible for coverage.
For information on scope of practice by state, ASCP members can go to the Advanced Esthetics State Regulation Info page.
ASCP members who are performing advanced laser procedures like fractionated laser resurfacing, non-fractioned laser, and Intense Pulsed Light (IPL) can bundle this coverage with laser hair removal insurance to save more.
Need coverage for other advanced esthetic modalities? We’ve got you covered. Procedures such as radio frequency, body contouring, or microneedling can be added to your laser hair removal insurance for as little as $100. Indicate all the procedures you are performing on your application to be sure you’re covered.
Call 800-789-0411 or email us at firstname.lastname@example.org.