Insurance for Electrologists, Estheticians & Cosmetologists
Electrolysis insurance is available exclusively to ASCP members who are certified or trained. Whether you are performing the thermolysis method, galvanic method, or blend, we've got you covered. Electrolysis insurance is a supplement to the comprehensive liability policy included with ASCP membership.
If interested, ASCP members can simply fill out an application form to start the process of adding electrolysis insurance. Want to know more about ASCP member benefits? Find out how you can become a member of ASCP’s esthetician association today and apply for electrolysis insurance.
HOW DO I KNOW IF ELECTROLYSIS COVERAGE IS RIGHT FOR ME?
If you can answer yes to the following three questions, you may be eligible for this advanced coverage:
- Do you have proof that you have taken training in electrolysis?
- Are you practicing electrolysis within the scope of practice authorized by the state in which you work?
- Are you an ASCP member, or do you plan to be?
For information on scope of practice by state, ASCP members can go to the Advanced Esthetic State Regulation Info page.
HOW MUCH DOES ELECTROLYSIS INSURANCE COST?
Discounted electrolysis insurance is a benefit of ASCP membership. Upon acceptance of your ASCP Advanced Modality Insurance (AMI) application, you will be billed separately by Allied Professionals Insurance Company. You have the opportunity to pay in full, or in four quarterly installments. If you choose to pay in quarterly installments, you will incur a $10 service charge per payment. Prorated policies are not eligible for installments.
Choose your pricing level:
- Premier: Requires a signed informed consent form from every client for every new treatment performed.
- Elite: Requires a signed informed consent form and a signed arbitration form from every client for every new treatment performed. (SAMPLES: Informed Consent; Arbitration Agreement)
Calculate your cost by selecting your options below!
* If selecting multiple modalities, you will be charged for the highest line item, plus $125 for Premier/$100 for Elite for each additional modality.
|Permanent Makeup and/or Permanent Makeup Removal (saline only)||$667||$572|
|Advanced Pigment Procedures (scar camouflage, scalp re-pigmentation, cheek blush, Permanent Makeup Removal -acid based)
Requires Permanent Makeup coverage
|Laser/Light Energy Procedures|
|Laser Hair Removal||$1,100||$918|
|Advanced Laser Services and/or IPL||$1,403||$1,161|
|Advanced Esthetic Services|
|Esthetic peels up to 40%, electrology, needling/collagen induction therapy, non-invasive ultrasound, and hand-held cryotherapy, LED Facials (15+Joules of energy), Body contouring, cellulite reduction, radio frequency, high frequency, and cryolipolysis/Coolsculpting||$792||$672|
HOW DO I APPLY FOR ELECTROLYSIS INSURANCE COVERAGE?
ASCP members with advanced education can apply for electrolysis coverage here.
Not yet an ASCP member? Join online today, and you’ll be eligible to apply for electrolysis insurance.
Electrolysis is the only FDA-approved method of permanent hair removal that can be used on all hair types and skin tones. Electrolysis works by inserting a tiny probe into the hair follicle and emitting a current to destroy the hair. There are three types of current used: thermolysis (a high frequency current), galvanic current, and blend, which is a combination of the two.
Requirements to perform electrolysis vary widely from state to state. Currently, 32 states have formal requirements in place to perform this procedure. Some states require 400 hours in training and others as much as 1,000! Other states may allow an apprenticeship program in lieu of formal training. Some states regulate electrolysis through the cosmetology board, and others regulate through the board of health. Start by contacting the cosmetology board or the board of health to determine the regulations in your area.
For information on scope of practice by state, ASCP members can go to the Advanced Esthetics State Regulation Info page.
Like all hair removal services, electrolysis requires a protocol of regularly scheduled appointments to effectively target the hair. On average, clients will return every 4–6 weeks and can expect a full treatment to take up to 18 months depending on the body area being treated, the hair type, and skin type.
Each state has varying rules and regulations. While not all states have formal requirements in place, as long as you are following the rules and regulations established by your state and also carry an esthetic or cosmetology license, you are eligible for coverage.
Although the term “laser electrolysis” is sometimes advertised, laser and electrolysis are two separate modalities. While not everyone is a candidate for procedures like laser hair removal—it is considered semi-permanent and results are based on skin color, hair color, etc.—Electrolysis is filling the void for those wishing to permanently remove hair.
If you are performing additional advanced modalities like laser hair removal, radio frequency, or microneedling (to name a few), these advanced esthetic procedures can be added to your electrolysis coverage for as little as $0.
Electrolysis devices should be professional devices that are FDA-approved for the intended use of hair removal. Home devices are marketed to the consumer but may not be as effective and leave room for scarring, infection, and regrowth.
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